Storm damage can feel overwhelming, but a clear step-by-step plan makes the insurance process less stressful. The key is to stay safe, document everything, and work with local professionals who understand Illinois policies and weather.

Step 1: Stay Safe and Document Damage

• Once the storm passes, walk around your property carefully and take photos and videos of any roof, siding, gutter, or window damage.

• Capture both close-ups and wide shots, plus any interior leaks or ceiling stains.

• Avoid climbing on the roof — leave detailed inspections to trained roofing professionals.

Step 2: Call a Local Roofing and Restoration Pro

A professional inspection gives you a written report and photos that are very helpful when you talk with your insurance company. A local Illinois contractor knows how hail, wind, and debris typically damage homes here and can identify issues you might miss.

Step 3: File Your Insurance Claim

• Contact your insurance company online or by phone and provide your policy number, the date of the storm, and a short description of what happened.

• Share any photos, videos, and your contractor's inspection report.

• An adjuster will be assigned to your claim to review the damage and estimated repair costs.

Step 4: Review the Estimate and Plan Repairs

Go over the insurance estimate with your contractor to confirm that all storm-related damage is included and that materials meet local code. Your contractor can often speak directly with the insurance company if adjustments are needed, helping you get the work done properly with fewer surprises.

Need help with a storm damage claim? Call Velasquez Enterprises Inc. for a free inspection in Aurora, Chicago, and surrounding areas. We work with all major insurance companies.